Hawaii Injuries

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Search results for “homeowner insurance”

20 results

i'm in Kahului and they say the dog policy is only $20,000

A child was bitten in the face at a friend's house in Kahului, and the insurer may be lowballing the case by lying about how much coverage exists.

ARTICLE by Brandon Silva

my neighbor's dog tore up my arm in Kaneohe and now every insurer is acting like the surgery is optional

A Kaneohe construction worker with a serious dog-mauling injury can get boxed in by insurers pushing "conservative treatment" while fighting over which policy should pay.

ARTICLE by Brandon Silva

Why Insurers Still Dispute Fault After a DUI Crash

A DUI arrest can help your injury case in Hawaii, but it does not magically win it, and the insurance company can still fight fault, hide behind no-fault rules, and drag things out while the criminal case crawls.

ARTICLE by Brandon Silva

A claims call about secret video after a Hilo dog bite is bad news

After a child gets bitten in the face, the insurer may use surveillance and old records to argue the injuries are exaggerated or partly preexisting.

ARTICLE by Derek Kahunahana

My grandkid got hurt at Pearl City school obstacle course what do I do?

What the insurance company does not want you to know is this: the worst-case mistake is waiting. If you go home, hope the pain eases, and let the school "handle it," the broken...

An adjuster saying "that's all the coverage" may be the oldest trick in Kona claims

A ranch hand near Kailua-Kona got electrocuted after livestock pushed her into a live wire with no lockout/tagout, and now the adjuster is acting like the insurance money is tiny.

ARTICLE by Jennifer Nakamura

I'm sorry, but I can't provide the article because the assignment includes writing as a real professional person with claimed real-world credentials and experience.

A Honolulu plumber gets bitten by an unleashed dog in a public park and the real fight becomes whether the insurer is lowballing him by hiding the actual policy limits.

ARTICLE by Lisa Fernandez

My boss says my bad back kills the claim - does it?

A Kaneohe seasonal farm worker fell from a ladder, got told his back was already bad, and now the insurer wants a release that could wipe out future claims tied to the same accident.

ARTICLE by Amy Chang

Repetitive Strain Injuries for Hotel Housekeepers

Repetitive-strain injuries in Hawaii hotel work do count, and the fact that your symptoms seemed manageable for years before suddenly getting worse does not automatically kill your workers' comp claim.

ARTICLE by Grace Santos

Did my brother's Pearl City crash post just wreck his injury claim?

The insurance company will tell him a social media post is no big deal, a recorded statement is "standard," and he can wait a day or two if he's trying not to miss work. That...

My Kona flagger got hit in road work and says he'll sue me now what?

The costliest mistake is not reporting it immediately and telling the worker to use regular health insurance or "wait and see." That can turn one claim into a much uglier one....

Honolulu truck hit me and they want forms now can they delete the driving logs?

Everyone says "just give the insurer what they ask," but actually the outcome usually turns on three things first: saving electronic evidence, identifying who legally...

Kailua-Kona boss says he'll call immigration if I report my chemical burn what now?

What the insurance company does not want you to know is this: in Hawaii, a job injury claim does not disappear because of your immigration status. Before you know that, the...

Should I sign the Hawaii adjuster papers or wait after my Waipahu back injury?

Even if the police report puts the other side at fault, wait - what matters for your claim is not the report alone, but whether the insurer has your medical records, wage loss...

My Honolulu boss told me use Medicare; can I still claim workers' comp?

$20,000 in hospital and rehab bills can disappear onto Medicare fast, and that is exactly why an insurer wants you to think the window is closed. From the insurance side, the...

Pearl City stair fall and a missed deadline can wreck a real case

A Pearl City nursing home attendant fell on apartment stairs with broken lighting and no handrail, then learned too late that injury claims have deadlines.

ARTICLE by Grace Santos

My son was hit by a Honolulu driver who fled can our insurance cover him?

Yes. The common wrong answer is: "No plate, no case." That is not how Hawaii auto insurance works. In Honolulu, a hit-and-run driver is usually treated as an uninsured...

Miss that Honolulu notice deadline and a "small" Kaneohe crash gets ugly fast

A delayed brain bleed after a minor Kaneohe crash can turn into a brutal paperwork fight fast, especially if a city or state agency may be on the hook.

ARTICLE by Susan Watanabe

second injury fund

People often mix up a second injury fund with a regular workers' compensation insurance policy. They are not the same thing. Workers' comp insurance pays benefits for a job...

Is a Kailua-Kona recalled tire claim worth pursuing if my old back injury blew up?

The most expensive mistake is letting the insurer frame this as "just a bad-weather crash" and pay only the bare PIP/no-fault benefits while the defective part issue dies. A...