Probably not unless the crash was nearly two years ago, because the police report naming a driver does not control your claim - the real fight is which insurance policy owes you and whether you beat Hawaii's deadlines.

In Hawaii, a rideshare passenger injury claim usually runs on a 2-year deadline from the crash date for filing a lawsuit. That is the big one people screw up by believing nonsense like "I can wait until the insurance companies figure out fault" or "the Uber driver's policy will handle it automatically." No. Time keeps running.

As a passenger in Kaneohe, you may have claims through Hawaii no-fault/PIP first, then possibly against the at-fault driver, the rideshare policy, or UM/UIM coverage if the limits are too low. The crash report from Honolulu Police Department might blame one driver on Kamehameha Highway or near the H-3 off-ramp, but that still does not tell you which insurer pays what.

Exceptions and edge cases that make it more complicated:

• No-fault threshold: In Hawaii, you usually cannot pursue pain-and-suffering damages from a car crash unless you meet an exception, such as medical-rehab expenses over $5,000, significant permanent loss of use, permanent serious disfigurement, or death.

• PIP timing: Your Personal Injury Protection benefits are supposed to cover medical bills first, but insurers drag their feet. Waiting on treatment bills or a denial does not pause the 2-year lawsuit deadline.

• UM/UIM claims: These are often buried in policy language. The contractual notice rules can be shorter and harsher than people expect.

• Government or military vehicle involvement: If the other vehicle was federal - not rare around Marine Corps Base Hawaii - an FTCA administrative claim generally must be filed within 2 years before you can sue.

• End-of-year pressure: December adjuster calls about "quick money before renewal" are usually about closing the file cheap, not helping you. A rushed release can kill the rest of your claim fast.