Broken Bones & Fractures
Hawaii — Hawaii Injuries
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FAQ
My grandkid got hurt at Pearl City school obstacle course what do I do?
What the insurance company does not want you to know is this: the worst-case mistake is waiting. If you go home,...
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FAQ
My Kona flagger got hit in road work and says he'll sue me now what?
The costliest mistake is not reporting it immediately and telling the worker to use regular health insurance or...
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FAQ
Kailua-Kona boss says he'll call immigration if I report my chemical burn what now?
What the insurance company does not want you to know is this: in Hawaii, a job injury claim does not disappear...
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FAQ
Can I file a Pearl City city claim if my boss says he'll cut hours?
$0 is what workers end up with when they listen to a boss saying "use your own insurance" and keep quiet. The...
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FAQ
My Honolulu boss told me use Medicare; can I still claim workers' comp?
$20,000 in hospital and rehab bills can disappear onto Medicare fast, and that is exactly why an insurer wants you...
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FAQ
What happens if I signed a quick payout after a Kaneohe balcony collapse?
What the insurance company does not want you to know is this: a fast check is often a trap, and in Hawaii the real...
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FAQ
Do I need a lawyer if insurer is lowballing my kid's Kahului crash claim?
Everyone says "wait and see," but actually that is exactly what the insurer wants. From the insurance company's...
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FAQ
Did my brother's Pearl City crash post just wreck his injury claim?
The insurance company will tell him a social media post is no big deal, a recorded statement is "standard," and he...
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Key Terms
Glossary
modified duty
The part that trips people up most is this: taking lighter work after an injury does not automatically mean you are...
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Glossary
light duty
A temporary or permanent change in job tasks that lets an employee keep working while avoiding duties their injury...
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Glossary
cumulative trauma
People often confuse cumulative trauma with a single-incident injury, and the difference matters. A single-incident...
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Glossary
return-to-work order
Do I have to go back to my job now? A return-to-work order is a medical or administrative instruction saying an...
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Glossary
vocational rehabilitation
Insurance companies and defense lawyers sometimes use this phrase to suggest an injured worker should be able to...
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Glossary
exclusive remedy doctrine
Not a rule that blocks every injured person from suing, and not a promise that an employer can never be held...
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Glossary
arising out of employment
The part that trips people up most is that being hurt at work is not always enough. For an injury to be "arising out...
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Glossary
temporary partial disability
The worst-case mistake is going back to work too soon, earning less because of your injury, and not realizing there...
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Glossary
temporary total disability
People often confuse temporary total disability with temporary partial disability. Temporary total disability means...
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Glossary
functional capacity evaluation
A work injury claim can rise or fall on what an injured person is still physically able to do, because that can...
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Glossary
permanent total disability
Will I ever be able to work again? That is usually the question behind permanent total disability. It means an...
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Glossary
going and coming rule
Were you hurt while traveling to or from work, and now wondering whether workers' comp covers it? The going and...
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Glossary
occupational disease
What trips people up most is that an illness can count even when it develops slowly and from repeated exposure, not...
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Glossary
informed consent
After surgery at The Queen's Medical Center in Honolulu, a patient may hear the hospital's lawyers point to a signed...
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Glossary
utilization review
Insurance companies and defense lawyers often throw this phrase around when they want to slow down treatment, cut...
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Glossary
impairment rating
A medical percentage that measures the lasting loss of bodily function after an injury or illness. "Medical" means...
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Glossary
independent medical exam
An independent medical exam can directly affect wage-loss benefits, medical treatment approval, and the overall...
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Glossary
scheduled injury
What gets labeled a scheduled injury can directly affect how much money is paid and how predictable a workers'...
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Glossary
SCRAM bracelet
People often confuse a SCRAM bracelet with a regular GPS ankle monitor. A GPS monitor tracks where a person goes. A...
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Glossary
separation of powers
You just got a letter that says a new rule affecting your case came from an agency, but a judge will decide whether...
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Glossary
second injury fund
People often mix up a second injury fund with a regular workers' compensation insurance policy. They are not the...
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Glossary
perception-reaction time
Often confused with braking time, perception-reaction time is the interval before braking even begins....
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Glossary
First Amendment rights
Bad advice about free speech can cost real money. People often assume these rights let them say anything, anywhere,...
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Glossary
third-party claim
A separate claim against someone other than your employer can make a big difference in how much money is available...
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This article is for informational purposes only and is not legal advice. Every case is different. If you or a loved one was injured, talk to an attorney about your situation.
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