Hawaii Injuries

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Hawaii — Hawaii Injuries

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FAQ
My grandkid got hurt at Pearl City school obstacle course what do I do?
What the insurance company does not want you to know is this: the worst-case mistake is waiting. If you go home,...
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FAQ
My Kona flagger got hit in road work and says he'll sue me now what?
The costliest mistake is not reporting it immediately and telling the worker to use regular health insurance or...
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FAQ
Did my brother's Pearl City crash post just wreck his injury claim?
The insurance company will tell him a social media post is no big deal, a recorded statement is "standard," and he...
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FAQ
What happens if I signed a quick payout after a Kaneohe balcony collapse?
What the insurance company does not want you to know is this: a fast check is often a trap, and in Hawaii the real...
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FAQ
Is a Hilo deer-crash injury claim worth the hassle if I missed work?
If you get this wrong, the insurer cuts the value fast or denies the claim outright, and a few bad moves in the...
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FAQ
Do I use PIP first after a Kaneohe crash if my old neck injury flared?
The mistake that costs people the most money in Hawaii is waiting for the other driver's insurance to pay instead of...
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FAQ
Can my Honolulu boss cut my hours if his work truck hurt my kid?
The one thing your employer is hoping you never find out is this: your child's injury claim belongs to your child,...
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FAQ
Can I file a Pearl City city claim if my boss says he'll cut hours?
$0 is what workers end up with when they listen to a boss saying "use your own insurance" and keep quiet. The...
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FAQ
Is a Kailua-Kona recalled tire claim worth pursuing if my old back injury blew up?
The most expensive mistake is letting the insurer frame this as "just a bad-weather crash" and pay only the bare...
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FAQ
Kailua-Kona boss says he'll call immigration if I report my chemical burn what now?
What the insurance company does not want you to know is this: in Hawaii, a job injury claim does not disappear...
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FAQ
My Honolulu boss told me use Medicare; can I still claim workers' comp?
$20,000 in hospital and rehab bills can disappear onto Medicare fast, and that is exactly why an insurer wants you...
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FAQ
Did I miss Hawaii deadlines to dispute hospital liens after my Kailua-Kona crash?
The one thing the insurance company is hoping you never find out is that not every medical claim gets first cut of...
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FAQ
I only filed workers' comp after my employee's Hilo county crash; did I ruin it?
The one thing Hawaiʻi County is hoping you never find out is this: filing workers' compensation only does not...
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Key Terms

Glossary
cumulative trauma
People often confuse cumulative trauma with a single-incident injury, and the difference matters. A single-incident...
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Glossary
unscheduled injury
The part that trips people up most is that "unscheduled" does not mean minor, unofficial, or uncovered. It usually...
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Glossary
light duty
A temporary or permanent change in job tasks that lets an employee keep working while avoiding duties their injury...
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Glossary
occupational disease
What trips people up most is that an illness can count even when it develops slowly and from repeated exposure, not...
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Glossary
arising out of employment
The part that trips people up most is that being hurt at work is not always enough. For an injury to be "arising out...
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Glossary
modified duty
The part that trips people up most is this: taking lighter work after an injury does not automatically mean you are...
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Glossary
scheduled injury
What gets labeled a scheduled injury can directly affect how much money is paid and how predictable a workers'...
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Glossary
temporary partial disability
The worst-case mistake is going back to work too soon, earning less because of your injury, and not realizing there...
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Glossary
return-to-work order
Do I have to go back to my job now? A return-to-work order is a medical or administrative instruction saying an...
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Glossary
exclusive remedy doctrine
Not a rule that blocks every injured person from suing, and not a promise that an employer can never be held...
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Glossary
functional capacity evaluation
A work injury claim can rise or fall on what an injured person is still physically able to do, because that can...
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Glossary
independent medical exam
An independent medical exam can directly affect wage-loss benefits, medical treatment approval, and the overall...
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Glossary
vocational rehabilitation
Insurance companies and defense lawyers sometimes use this phrase to suggest an injured worker should be able to...
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Glossary
temporary total disability
People often confuse temporary total disability with temporary partial disability. Temporary total disability means...
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Glossary
second injury fund
People often mix up a second injury fund with a regular workers' compensation insurance policy. They are not the...
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Glossary
going and coming rule
Were you hurt while traveling to or from work, and now wondering whether workers' comp covers it? The going and...
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Glossary
permanent partial disability
A finding of permanent partial disability can directly affect how much money an injured worker receives after...
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Glossary
point of impact
Where the vehicles, a vehicle and a person, or a vehicle and a fixed object actually made contact can strongly...
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Glossary
third-party claim
A separate claim against someone other than your employer can make a big difference in how much money is available...
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Glossary
average weekly wage
Miss this number, and a work injury can cost far more than your paycheck. If the weekly amount used in your claim is...
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Glossary
course and scope of employment
People often mix this up with arising out of employment, but they are not the same. Course and scope of employment...
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Glossary
utilization review
Insurance companies and defense lawyers often throw this phrase around when they want to slow down treatment, cut...
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Glossary
impairment rating
A medical percentage that measures the lasting loss of bodily function after an injury or illness. "Medical" means...
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Glossary
area of impact
Miss this detail after a crash, and the whole story can get twisted: the wrong driver gets blamed, speeds get...
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This article is for informational purposes only and is not legal advice. Every case is different. If you or a loved one was injured, talk to an attorney about your situation.

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